A. At best, today's jobs are only temporary income. Job security is a thing of the past in our present system. Just look at all of the companies that are down-sizing. One and one-half million Americans lost their jobs in the last three years. If you are trading your time for money, you have temporary income. A few facts; Less than 30% of middle class Americans have just one wage earner. The two income families in 1995 earned less than the one income family of the 1960's. American workers now net almost 20% less in real wages than in 1973. Two paychecks per family barely equal the purchasing power one check had 25 years ago. According to the Social Security Admini- stration, 97% of the Americans that retire, do so with less than $250 in savings. When they reach age 65, 95% are either dead or dead broke. At age 65 or older, 62% have an annual income of $6000 or less, and 79% have only $35,000 in total assets. Only 8% have an annual income of $15,000 or more including Social Security. On the other hand, only 1% are considered wealthy and 74% of those are in business for themselves. During the last 30 years, inflation as measured by the Consumer Price Index, has averaged 5.4% a year. At that rate, the cost of living will double within 13 1/2 years! INFLATION CAN QUICKLY ERODE YOUR BUYING POWER! The biggest un- certainty about any long range plan is what will happen to the cost of living! Most of us dream of owning our own business, but lack the capital or know-how. Let us show you an opportunity that can protect your financial future. See what has changed the lives of so many by offering ordinary people like you and me a chance of a lifetime that many had only dreamed of. Ask yourself, where will you be in five years if you continue to do just what you are doing now? Where were you just five years ago? When it comes to your future, all you have is today! How will you use it? How will you make it count? If you let it slip by, or if you make the wrong choices, today will become just another yesterday!

    You just realized this is network marketing, that pyramid thing,
right?  You don't want to get involved with anything illegal, right? 
Or maybe you know someone that lost a lot of money because they could-
n't sell all those products they had to stock.  Let me ask you, what 
is your definition of a pyramid?  You say it's an organization where 
a few at the top make the most money?  Where those at the bottom do 
the work and someone else gets the money?  You just described 99% of 
the businesses in America and probably the one you are working for 
right now.  But let me ask you, if you want to make more money how do
you get it from your employer?  Ask for a raise or work overtime?
    Network Marketing is simply people working with people, not for 
people.  Really it's people helping people because the success of one
depends on the other.  Instead of expensive advertising, business is
done by word of mouth.  Instead of profits going to wholesalers, 
jobbers and retailers, as in corporate companies, networkers earn 
profits for their efforts.  They are the marketing force behind the 
products.
    Now I know in the earlier years of multi-level marketing, as it 
is also called, some people may have been burned, or lost money.  But
in 90% of those cases, they lost because they quit or gave up too 
soon.  Or they didn't check out the company and joined because a 
friend or relative was in it.  Whatever the reason then, MLM has
changed, it had too!  With all the bad publicity, (which most probab-
ly came from corporate america), and the negative image to overcome, 
there are now some good strong companies offering outstanding oppor-
tunities.  They know that their success depends on the success of 
their members.  Product quality must be high for the company to stay 
around for any length of time.  Plans or programs have been improved 
to benefit all concerned.
    As for the legality standpoint, all 50 states now have laws and 
regulations that must be met before a company can operate within each 
state.  Each participant has the same opportunity available as any 
others do.  Do you have that with the company you work for?  Before 
franchising was accepted, there where those that wanted it outlawed.  
Network marketing is to the 90's as franchising was to the early 60's.
    MLM has come of age.  There are now over 200 colleges and univer-
sities that offer networking courses in their curriculum.  Many large 
corporate companies such as Proctor & Gamble, General Electric and 
AT& T are using network marketing today.  Network marketing is becoming 
the marketing way of the future.  It is sometimes called direct sales 
marketing, and adopted by large companies because of its low overhead. 
And if saturation comes to mind, Amway for example, has been around 
for 36 years and is far from saturation. 
    Ask yourself, where will you be in five years if you continue to 
do what you are doing now?  If I offered to send you to school for 
four years and you only had to attend classes six to ten hours a week, 
but when you finished you had a yearly income of around $50,000 and 
you didn't have to work, would you do it?  Think about it!  That's 
what network marketing offers to anyone that wants to make it happen! 
Most of us dream of owning our own business, of being our own boss, 
but lack the capital or know-how.  Where else can we do that for al-
most nothing?
    If you want to know more about network marketing and how you can 
benefit from it, contact----





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